Transaction Hour
  • Sunday to Thursday
  • 9:30 AM - 5:30 PM
  • Friday
  • 9:30 AM - 02:00 PM

Educational Loans

With taking proper security, educational loan to be flow for the students, who wants to read inside Nepal and abroad in higher level education.

Criteria for this loan:


  • Amount of loan:Minimum Rs. 100000. Maximum Rs. 1 Crore.
  • Security:The immovable property (Land and Building) within core city of the Kathmandu Valley, with Motor able link road, for share loan shares certificates of listed companies prescribed by this company.
  • Service Charges:1% for 1 Year service charge.  2% for 5 years service charge.
  • Income Source:Income source documents required, regular/high income source person are prioritized.
  • Purpose of Loan:Must be Crystal clear for specific purpose
  • Block & Mortgaged Charges:The applicant should bear the charged amount.
  • Engineering Valuation charges:The applicant is responsible to pay (if loan amount is more than 10 lakhs)
  • Duration for approval of loan:Minimum 1 week from the date of complete documents submission
  • Loan & Advanced Interest Rate per annum (Effective from 1st Baishak 2071)
  • Educational Loan:15%