| Particulars | Individual | Institutional | ||
| Interest Rate | Interest Payment Mode | Interest Rate | Interest Payment Mode | |
| 3 Months | 8.25% | Monthly/Qtr/Maturity | 6.50% | Quarterly/Maturity |
| 6 Months - 1 Year | 8.50% | Monthly/Qtr/Maturity | 7.00% | Quarterly/Maturity |
| 1 Year Above | 8.75% | Quarterly/Maturity | 7.50% | Quarterly/Maturity |
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
| Special Savings | 5,000/- | 6.50 % |
| Bal Bachat | 100/- | 6.00 % |
| Nari Bachat | 250/- | 6.50 % |
| Jestha Nagarik | 250/- | 6.50 % |
| Gurkha Pension Savings | 500/- | 6.50 % |
| Shareholders Savings | 200/- | 6.50 % |
| Payroll Savings | 200/- | 5.00 % |
| Regular Savings | 200/- | 5.00 % |
| Remittance Savings | 200/- | 5.00 % |
| Couple Savings | 250/- | 5.00 % |
| Welfare | 0.00/- | 6.00 % |
| Student Savings | 200/- | 5.00 % |
| Loans and Advances | Interest Rate % |
| Home Loan | BR + Upto 5 % |
| Term Loan | BR + Upto 5 % |
| Share Loan | BR + Upto 5 % |
| Gold Loan | BR + Upto 5 % |
| Business/Working Capital Loan | BR + Upto 5 % |
| Agriculture/SME/Education Loan | BR + Upto 5 % |
| Hire Purchase / Personal Loan | BR + Upto 5 % |
| Real Estate Loan | BR + Upto 5 % |
| Professional Loan | BR + Upto 5 % |
| Loan Against FD | Plus 2 % |
| Deprive Sector Lending | |
| Indirect Lending (Wholesale or Institutional) | BR + Upto 2.5 % or As per agreement |
| Direct lending (All Types) | BR + Upto 2.5 % |
| Yuba Tatha Sana Byabasi Swarogarkosh | As per NRB Norms |
| Home Loan for Earthquake Victim | As per NRB Norms |
| Other all types of Sahuliyatpurna Karja | As per NRB Norms |
| Base Rate of Mangsir, 2077 | 9.73% |
| Penal Interest on past due loans and expired loans | +2 applicable rate (Base rate + Applied premium) |
| Fixed Interest Rate Loan (for Individual) | Up to 5 Years | 5 to 10 Years |
Above 10 Years |
| Home Loan | 14.5 % | 15 % | 15.5 % |
| Auto Loan/HP Loan | 14.5 % | 15 % | - |
| Other Retail Loan | 14.5 % | 15 % | 15.5 % |