| Particulars | Individual | Institutional | ||
| Interest Rate | Interest Payment Mode | Interest Rate | Interest Payment Mode | |
| 3 Months | 12.00% | Monthly/Qtr/Maturity | 11.00% | Monthly/Quarterly/Maturity |
| 6 Months | 12.05% | Monthly/Qtr/Maturity | 11.05% | Monthly/Quarterly/Maturity |
| 9 Months | 12.10% | Monthly/Qtr/Maturity | 11.10% | Monthly/Quarterly/Maturity |
| 1 Year to below 2 years | 12.15% | Monthly/Qtr/Maturity | 11.15% | Monthly/Quarterly/Maturity |
| 2 Years and above | 12.25% | Monthly/Qtr/Maturity | 11.25% | Monthly/Quarterly/Maturity |
| Saving Deposits | Minimum Balance Rs. | Interest Rate |
| Bal Bachat | 100.00 | 7.25% |
| Nari Bachat | 250.00 | 7.50% |
| Jestha Nagarik | 250.00 | 7.50% |
| Gurkhas Pension Savings | 500.00 | 7.50% |
| Shareholders Savings | 200.00 | 7.50% |
| Payroll Savings | 200.00 | 7.25% |
| Regular Saving | 200.00 | 7.25% |
| Remittance Saving | 200.00 | 8.50% |
| Couple Saving | 200.00 | 7.25% |
| Welfare Saving | 0.00 | 7.25% |
| Student Savings | 200.00 | 7.25% |
| Staff Saving | 200.00 | 7.50% |
| Non-Profitable Org. Saving | 1,000.00 | 7.25% |
| Special Savings | 5,000.00 | 9.00% |
| Corporate Flexible Saving | 1,000.00 | Up to 3.62% |
| Loans and Advances | Interest Rate % |
| Home Loan | BR + Upto 6% |
| Personal Loan(OD/Term) | BR + Upto 6% |
| Share Loan | BR + Upto 6% |
| Gold Loan | BR + Upto 6% |
| Business/Working Capital Loan | BR + Upto 6% |
| Agriculture/SME/Education Loan | BR + Upto 6% |
| Small Farm Individual Loan | BR + Upto 6% |
| Hire Purchase | BR + Upto 6% |
| Real Estate Loan | BR + Upto 6% |
| Professional Loan/Bridge Gap Loan | BR + Upto 6% |
| Loan Against FD | Coupan rate + 2 % |
| Consortium Loan | As per Consortium Decision |
| Deprive Sector Lending | |
| Indirect Lending (Wholesale or Institutional) | BR + Upto 2.5 % or As per agreement |
| Direct lending (All Types) | BR + Upto 2.5 % |
| Yuba Tatha Sana Byabasi Swarogarkosh | As per NRB Norms |
| Home Loan for Earthquake Victim | As per NRB Norms |
| Other all types of Sahuliyatpurna Karja | As per NRB Norms |
| Base Rate of Baisakh end, 2079 | 11.48% |
| Third Quarter Average Base Rate | 11.45% |
| Spread Rate (2079 Baisakh) | 4.90% |
| Penal Interest on past due loans and expired loans | +2 applicable rate (Base rate + Applied premium) |
| Fixed Interest Rate Loan (for Individual) | Up to 5 Years | 5 to 10 Years |
Above 10 Years |
| Home Loan | 15.00% | 15.50% | 16.00% |
| Auto Loan/HP Loan | 15.00% | 15.50% | - |
| Other Retail Loan | 15.00% | 15.50% | 16.00% |
| Notes: 1. Additional 1% interest will be provided on Foreign Remit 2. Additional 0.1% interest will be provided in case of renewal of institutional FD. |