Interest Rates

Fixed Deposits
 
  Particulars   Individual   Institutional
    Quarterly / Monthly   Maturity   Quarterly / Monthly
  3 Months  9.50 %  9.50 %  8.50 %
  6 Months  9.50 %  9.50 %  8.50 %
  1 Year  9.50 %  9.50 %  8.50 %
  2 Year and Above 2 Year  9.75 %  9.75 %  8.75 %












Savings Deposits
  Saving Deposits   Minimum Balance Rs.   Interest Rate
  Special Savings   5,000/-   7.25 %
  Bal Bachat   100/-   7.00 %
  Nari Bachat   250/-   7.25 %
  Jestha Nagarik   250/-   7.25 %
  Gurkha Pension Savings   500/-   7.25 %
  Shareholders Savings   200/-   7.25 %
  Payroll Savings   200/-   7.00 %
  Regular Savings   200/-   6.75 %
  Remittance Savings   200/-   6.75 %
  Couple Savings   250/-   7.00 %
  Student Savings   200/-   6.75 %
  Corporate Flexible Deposits   Upto 6.75 %

Loans and Advances
  Loans and Advances   Interest Rate %
  Home Loan   BR + Upto 5 %
  Term Loan   BR + Upto 5 %
  Share Loan   BR + Upto 5 %
  Gold Loan   BR + Upto 5 %
  Business/Working Capital Loan   BR + Upto 5 %
  Agriculture/SME/Education Loan   BR + Upto 5 %
  Hire Purchase / Personal Loan   BR + Upto 5 %
  Real Estate Loan   BR + Upto 5 %​
  Professional Loan   BR + Upto 5 %​
  Loan Against FD   Plus 2 %
  Deprived Sector Loan   as per agreement
  Consortium Loan   as per Consortium Decision
  Base Rate of Ashadh 2076   12.85 %
  Interest Spread of Ashadh 2076   4.92 %