Interest Rates

Fixed Deposits
 
 Particulars  Individual    Institutional  
   Interest Rate  Interest Payment Mode  Interest Rate  Interest Payment Mode      
 3 Months   8.25%   Quarterly/Maturity   7.75%   Quarterly/Maturity
 6 Months - 1 Year   8.50%   Monthly/Qtr/Maturity   8.00%   Quarterly/Maturity
 2 Year and Above    8.75%   Quarterly/Maturity   8.25%   Quarterly/Maturity



Savings Deposits
  Saving Deposits   Minimum Balance Rs.   Interest Rate
  Special Savings   5,000/-   6.50 %
  Bal Bachat   100/-   6.00 %
  Nari Bachat   250/-   6.50 %
  Jestha Nagarik   250/-   6.50 %
  Gurkha Pension Savings   500/-   6.50 %
  Shareholders Savings   200/-   6.50 %
  Payroll Savings   200/-   5.00 %
  Regular Savings   200/-   5.00 %
  Remittance Savings   200/-   5.00 %
  Couple Savings   250/-   5.00 %
  Student Savings   200/-   5.00 %
  Corporate Flexible Deposits   -

Loans and Advances
  Loans and Advances   Interest Rate %
  Home Loan   BR + Upto 4 %
  Term Loan   BR + Upto 4 %
  Share Loan   BR + Upto 5 %
  Gold Loan   BR + Upto 4 %
  Business/Working Capital Loan   BR + Upto 4 %
  Agriculture/SME/Education Loan   BR + Upto 4 %
  Hire Purchase / Personal Loan   BR + Upto 4 %
  Real Estate Loan   BR + Upto 4 %​
  Professional Loan   BR + Upto 4 %​
  Loan Against FD   Plus 2 %
  Deprived Sector Loan (Individual)   BR + Upto 4 %​
  Deprived Sector Loan    As per agreement
  Consortium Loan   As per Consortium Decision
  Base Rate of Ashadh 2076   10.68 %
 -  -